Privacy Policy - Yawn...

The privacy policy for MyTownInsuranceQuotes.com is listed to explain our use regarding the collection, disclosure and usage of your personal information. By you using this Site, states that you understand and accept the terms and conditions of this Privacy Policy, Terms, and Conditions.

Please note that the information in this site has tried to balance simplification for the user along with helping the user understand their choices. Potential exclusions or unintentional omissions of information should be understood as this site’s goal is to give the user information that is short and to the point. This site was designed to help you understand some basic insurance information for quoting purposes, not to prepare you to take the state insurance exam. By streamlining information for user friendliness, please use this site for educational and quoting purposes only. This site does not intend to represent any states insurance contract or policy. It also does not intend to replace the value of what a licensed agent can provide you in advice or service. In fact, this sites goal is to put you in touch with a licensed agent for those purposes. Be sure to “carefully” read your policy. If you have questions regarding the terminology, coverage, or any other part of your policy, please ask your agent to explain it in detail. Because of each state’s differences as well as the reasons mentioned above, your individual policy supersedes any information found on this website. Flood, hurricane, and earthquake coverage should be discussed with your agent, as some states have separate policies outside of your homeowners. We may help you in getting a quote for these perils, but want to make sure to remind you it is ultimately your responsibility to make sure your home is covered completely. Lastly, we are here to help you get a quote, not to take the place of your agent in properly insuring your assets and/or property.

Please know that this Site is dedicated to asking the fewest possible questions to retrieve the most competitive quotes for YOU! But our foremost goal is to insure the security of the information YOU provide us. Many insurance companies require different information to obtain a quote. When and where permitted by law, insurance companies will retrieve and use in determining YOUR eligibility, personal information such as, but not limited to; YOUR social security, drivers license number, date of birth, gender, marital status, contact information, residence address, and YOUR credit, national clue report verifying personal claims history, and driving record form state department of motor vehicles. Failure to provide requested information may eliminate some of the best quotes. MyTownInsuranceQuotes.com does collect and may also request YOUR personal information through the use of this Site, online forms, emails, and contact by phone. Other information requested may include, but not limited to, health conditions, medications, financial information, prior coverage, demographic data, profile data, insurance coverage, home and vehicle information, rates, and immediate family information. If providing information for a spouse or family member, this Site will assume you have their permission to do so.

At this current time, this Site does not participate in marketing any non-personal information for any reasons other than obtaining YOU the best possible quote. We do not spam, share Site usage information, or sell personal or non-personal information so there is no need to "opt out" or tell us not to do this. The data collected as stated above is strictly for the insurance agents, brokers, and/or companies in determining YOUR best quote. The person or persons that receive your quoting information may contact you by mail, email, phone, or other ways of communication. This Site is not responsible, and shall not be liable, if any agent, broker, or company violates our privacy policy or their own privacy policies. We reserve the right to change or modify at our discretion our Privacy Policy, Terms, and Conditions at any time without notification. It will be the user's obligation to review this Site's Policies in determining whether to release personal information or not. We also reserve the right to disclose any and all information concerning YOU if required by law or in the event to protect or defend our rights or the rights or well-being or our users. This right of disclosure especially will be exercised if YOU are suspected or involved in any illegal activity, even without subpoena, warrant, or court order.

We may use cookies, tracker GIFs, clear GIFs, web and mail bugs, and/or other technological tools in this Site to enhance your visit to this Site and the functionality of it. As these technologies improve and vary, we will continue to update our systems to enhance and protect the user. We may use tracking technologies that involve files stored locally on the computer used to access the Site. This file may be used to store and collect information related to YOUR usage of the Site and our correspondences to YOU. With this being stated and for similar reasons we may collect your IP (Internet Protocol) address, operating system, session ID, and other technologies mentioned or not mentioned for use in providing YOU the best experience possible at this site. YOU always reserve the right to block cookies, but as you may be aware, this may block functionality.

Also as mentioned above, we will take every reasonable security precautions necessary regarding YOUR information. However, due to the open nature of the internet, we cannot guarantee that YOUR information transmitted to or from users by YOU or us, and information stored on our servers will be 100% safeguarded form unauthorized access. We can disclaim any liability for any theft or loss of, unauthorized access or damage to, or interception or any data or communications. By using this Site, regardless of which domain name used to access MyTownInsuranceQuotes.com, YOU acknowledge that YOU understand and agree to assume these risks. These are risks associated with most all other sites as well.

MyTownInsuranceQuotes.com is the main domain for each city's local name. This site has been designed for local insurance quotes in mind. This is not a national quoting Site as of now, and is not intended to be. If we do expand nationwide, our differentiating factor will still be to providing localized quotes and service without quoting all the same firms that most other sites quote. We believe YOU can get the most competitive quote locally and get the local service that comes with that. Also remember, by providing us your specific information, YOU fully agree, understand, and consent to the transfer and processing of that information for the intentions stated above in the privacy policy, terms, and conditions. Again, by submitting this personal information, YOU are giving the authority of this Site's agents, brokers, and companies to contact YOU directly with quotes via telephone, email, etc., regardless of YOUR phone number's listing on any national or local no-call list. By using this site, YOU signify your acceptance of our Privacy Policy, Terms, and Conditions. Please do not use our Site if YOU do not agree to the disclosures provide here. Also, please be aware that we have no control over other sites that we may have provided links for. They are not under our Privacy Policy, Terms, and Conditions and we assume no liability for what may or may not happen once you navigate to sites other than MyTownInsuranceQuotes.com. They may be merely provided for your convenience.

Except where otherwise indicated, all materials contained in this Site are the copyrighted property of MyTownInsuranceQuotes.com, and it's affiliated companies. Uses of this Site and contents are prohibited. Lastly, this Site shall not be liable for injury, loss, claim, viruses, or damage of any kind, which may arise out of the use of, or inability to use, this Site or contents thereof.

THIS SITE WAS DESIGNED WITH YOU IN MIND!

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For a great many Americans, their home is one of their most valuable assets. Your home can have equity as well as house almost every personal item you own. Protecting it properly is important for many obvious reasons. Homeowner's can actually be over insured, however more times than not they are underinsured. In the event of a disaster, such as a total fire loss, would you rather be a little over insured or under insured?

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