My Town Insurance Quotes

California Landlord Insurance Covering Rental Property In Ventura, Los Angeles, Orange, San Bernardino, Imperial, and San Diego Counties.

You’ve made an investment in rental properties and now you’re a Californian landlord. Being a smart investor, you definitely want to protect your assets from the possible losses that might come your way as a landlord. Whether you have one rental property in San Diego or several located across Southern California, landlord insurance is a special type of policy that every CA landlord must have.

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Landlord insurance is a specific type of rental property insurance that covers the structure, your possessions on the property, and your liability for being a landlord. From a single family home, condo, or a duplex, a landlord insurance policy can be written to protect your unique investment property portfolio. In California, “landlord insurance” for people who rent out single family homes would typically be written as a dwelling fire policy. If you rent out a condo you own, your landlord insurance would be written as a condo policy.

At MyTownInsuranceQuotes.com, providing rental property quotes for Southern California, we work to assist you in getting competitive quotes for landlord insurance that fits your needs and hopefully save you money in the process.

Here are some of the many coverage options that owners of rental property have a need for:
 
• The rental unit’s structure
• Other structures you own (shed, garage, pool enclosure, etc.)
• Your personal possessions on the property (furniture, appliances, etc.)
• Liability coverage for injuries or damages occurring on your property
• Loss of rental income
• Flood insurance
• Earthquake

Our MISSION is to put you in touch with a local insurance agent to assist you in properly protecting your rental property and save you money! We recommend that you sit down with a professional agent, licensed in the state of California, to discuss and explain the language of your landlord insurance policy.

Landlord’s have very real exposures for liability and could be their largest risk. Many times liability protection is not the focus for owners of rental property. Their concerned with getting the structure covered immediately after purchase to either please the mortgage company or to quickly protect their asset. When you have a family or families living in your rental property in California, many things can happen that could cause the tenants to sue. This is why we cannot stress enough to over protect with valuable liability insurance coverage. Buying too much liability coverage is definitely better than not buying enough. Liability coverage is generally very cheap. Discuss with your agent purchasing a personal umbrella and even maybe a commercial umbrella to provide excess liability coverage over all your assets.

Let’s get started getting you the best quote. It’s free, simple and quick!